Mane Capital Mortgage
Privacy Policy
Effective Date: 09/08/2026 Last Updated: 09/08/2026
Mane Capital Mortgage (“MCM,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through compliance with this policy. Mane Capital Mortgage is an independent mortgage brokerage serving Northeast Ohio and beyond, operating under NMLS ID 2806680 and originating loans underwritten by Cornerstone First Mortgage, LLC (NMLS ID #173855).
This Privacy Policy describes the types of information we may collect from you, or that you may provide, when you visit our website at www.mcmtg.com (the “Website”), apply for a mortgage loan through us, or otherwise interact with our business. It also describes our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to information we collect:
● On this Website, including through loan applications and inquiry forms.
● In email, text, and phone communications between you and MCM.
● When you interact with our advertising on third-party platforms, if those ads link to this policy.
● Through the Homes for Heroes program and related referral partnerships.
By accessing or using this Website, or by submitting an application or inquiry to MCM, you agree to this Privacy Policy. If you do not agree with our practices, please do not use this Website or submit personal information to us.
1. Information We Collect
Because MCM originates mortgage loans, we are required by federal law to collect certain nonpublic personal information (“NPI”) to evaluate and process loan applications. We collect information about you from the following sources:
● Information you give us directly: Name, address, phone number, email, Social Security number, date of birth, income and employment history, asset and account information, credit history, and other information provided on applications, over the phone, in person, or through the Website.
● Information about your transactions with us or others: Payment histories, account balances, and loan servicing activity.
● Information from consumer reporting agencies: Credit scores, credit reports, and other creditworthiness data obtained with your authorization.
● Information from third parties involved in your loan: Verifications of employment, income, or deposits from employers, financial institutions, or other parties involved in underwriting your loan.
● Information collected automatically: When you browse the Website, we and our service providers use cookies, pixels, and similar tracking technologies to collect information such as your IP address, browser type, pages viewed, and referring website.
2. How We Use Your Information
We use the information we collect to:
● Evaluate, process, underwrite, and service your loan application.
● Communicate with you about your application, rates, and loan status, including via phone, email, or text message.
● Verify your identity and prevent fraud.
● Comply with legal, regulatory, and investor requirements applicable to mortgage lending.
● Administer Homes for Heroes program benefits, where applicable.
● Operate, maintain, and improve the Website and analyze site performance and traffic.
● Send you marketing communications about mortgage products and promotions, where permitted and where you have not opted out.
3. How We Share Your Information
Your personal information is used to provide our services to you and is not sold to third parties for marketing purposes. We may disclose your nonpublic personal information as follows:
● To our underwriting lender, Cornerstone First Mortgage, LLC, and other investors, insurers, or agencies necessary to process, fund, and service your loan.
● To service providers who perform functions on our behalf, such as credit reporting agencies, title companies, appraisers, verification services, our website host, CRM, and marketing platforms. These providers are contractually restricted to using your information only for the purposes for which we disclose it.
● To comply with law, including in response to subpoenas, court orders, or regulatory requests from bodies such as the CFPB or state mortgage licensing authorities.
● To protect rights and safety, including to investigate or prevent fraud or illegal activity.
● With your consent, such as when you authorize us to share information with a real estate agent, financial advisor, or co-borrower involved in your transaction.
We do not sell or disclose your personally identifiable information to consumer marketing companies.
4. Cookies and Tracking Technologies
Our Website uses cookies and similar tracking technologies to understand how visitors use the site, remember preferences, and support advertising analytics (such as Google Analytics and similar tools). You can control cookies through your browser settings; disabling cookies may affect certain Website features.
5. Text Message (SMS) Communications
By providing your mobile phone number and opting in, you consent to receive text messages from Mane Capital Mortgage regarding your loan application, loan status, rate updates, and related products or promotions. Message and data rates may apply, and messaging frequency varies. Consent to receive text messages is not a condition of obtaining a loan.
To stop receiving text messages, reply STOP at any time, or contact us using the information below. For help, reply HELP or contact us directly.
6. Your State Privacy Rights
Depending on your state of residence, you may have rights to know what personal information we hold about you, request correction or deletion of that information, and opt out of certain data sharing — subject to our obligation to retain records required by mortgage lending and recordkeeping laws (such as ECOA, TILA, and RESPA). To exercise these rights, contact us using the information below. We will need to verify your identity before processing your request.
7. Children's Privacy
Our Website and services are directed to adults seeking mortgage financing and are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us so we can remove it.
8. Data Security
We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information in accordance with applicable law and our obligations as a licensed mortgage broker. Access to your information is restricted to employees and service providers who need it to conduct business with you.
9. Equal Housing Opportunity
Mane Capital Mortgage is an Equal Housing Opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, receipt of public assistance income, or good-faith exercise of any right under the Consumer Credit Protection Act.
10. Third-Party Links
Our Website may contain links to third-party websites, including Homes for Heroes and other partner sites, that are not governed by this Privacy Policy. We encourage you to review the privacy policies of any third-party site you visit.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date. We encourage you to review this page periodically.
12. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:
Mane Capital Mortgage
5885 Landerbrook Drive, Suite 310, Mayfield Heights, OH. 44124
Phone: 216-245-3251
Email: maneteam@mcmtg.com
NMLS ID #2806680 For licensing information, visit www.nmlsconsumeraccess.org.