No matter your path,
we have the right home loan options to get you home

Specialty home loan products

  • Home loan options to get you the beautiful kitchen you deserve in your new home.

    Conventional Loan

    A solid option for most homebuyers who have a good credit score and a stable down payment.

    • Flexible terms

    • Low interest rates

    • No surprises

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  • Home loan options from Mane Capital Mortgage help you to secure the home you want for your growing family.

    FHA Loan

    Perfect for first-time buyers or those with limited down payment savings.

    • Low down payments

    • Easier qualification

    • Competitive rates

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  • VA loans are just one of the home loan products available at Mane Capital Mortgage for your needs across Ohio.

    VA Loan

    Best for veterans, active-duty service members, and eligible spouses.

    • Flexible terms

    • Low interest rates

    • No surprises

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  • A Non-QM loan for unique income situations is another of our home loan products offered to borrowers by Mane Capital for Ohio residents.

    Non-QM Loan

    Ideal for those with unique income situations that don’t fit traditional lending.

    • Flexible documentation

    • Credit flexibility

    • Tailored solutions

    Learn More

Other loan products

  • Modern white multi-story house with large glass windows and balcony, outdoor seating area, and swimming pool in front yard

    Jumbo Loan

    For high-value properties needing larger loans that exceed conforming limits.

    • Higher loan limits

    • Competitive rates

    • Flexible repayment options

  • A young man in a light blue suit jacket on a white shirt, sitting at a white marble counter with a laptop and a glass of iced drink with lemon and mint, in a bright modern cafe or office space with large windows and a potted plant in the background.

    Profit & Loss Only

    For business owners who prefer to use profit and loss statements instead of tax returns.

    • Business-focused

    • Simplified documentation

    • Faster qualification

  • A man with glasses carrying a child on his shoulders and a young boy standing next to him outdoors with trees and a white fence in the background.

    Home Advantage 3

    Best for first-time homebuyers and repeat homebuyers.

    • Down payment as low as 3%

    • No mortgage insurance ever

    • Below market interest rates

  • Family peering through glass sliding door, smiling, with mountains in the background.

    Fixed Seconds

    A second mortgage with a fixed rate, great for accessing equity without refinancing.

    • Fixed interest rate

    • Access equity

    • Flexible use

  • Modern multi-story residential apartment building with balconies and brick accents, surrounded by small trees and landscaped areas.

    Investor Loan

    Best for real estate investors seeking financing for rental properties

    • Flexible qualification requirements

    • Up to 80% of the property value

    • Primary residence not required

  • A two-story house with a porch, gray shingle siding, and a steep roof, surrounded by a green lawn and trees with autumn foliage.

    HELOC

    A Home Equity Line of Credit gives you flexible access to funds using your home equity.

    • Access equity as needed

    • Flexible repayment

    • Great for renovations

  • Modern multi-story building with large glass windows and black and white exterior, under a clear blue sky with some contrails.

    DSCR Loan

    Debt Service Coverage Ratio (DSCR) Investor. For property investors looking to qualify based on rental income.

    • Rental income focused

    • No personal income verification

    • Investment-focused

  • Modern living room with large windows, gray sofa, wooden coffee table, potted plants, and natural light.

    Asset Utilization

    Use your assets to qualify, rather than income.

    • Leverage your assets

    • No income required

    • Flexible terms

  • Four women sitting at a wooden table with laptops, notebooks, and drinks, engaged in conversation and smiling.

    W-2 Only

    For borrowers using only W-2 income to qualify.

    • Simple documentation

    • Streamlined approval

    • Competitive rates

  • A man in a gray suit and tie walking outside a modern office building, holding a phone and carrying a black bag.

    No Income, No Employment

    A flexible option for investors who don't want to verify income or employment.

    • Easy qualification

    • Investment-friendly

    • Quick approvals

  • A woman with shoulder-length red hair, wearing a yellow blouse and black pants, stands indoors holding a large binder and a laptop, smiling at the camera.

    Bank Statement

    For self-employed individuals who can qualify using bank deposits instead of traditional income verification.

    • No tax returns needed

    • Flexible requirements

    • Competitive terms

  • A group of five people walking together in a backyard with a modern house, green lawn, and garden, under a partly cloudy sky.

    Buy Before You Sell Loan

    A flexible loan for those who need to buy a new home before selling their current one.

    • Bridge the gap

    • Less stress

    • Short-term financing