VA Loan

Best for veterans, active-duty service members, and eligible spouses

A rewarding path to homeownership VA loans offer competitive rates and no down payment for eligible veterans, service members, and spouses.

Benefits

  • No down payment required

  • No private mortgage insurance (PMI) needed

  • Competitive interest rates

  • Limited closing costs

  • Extremely flexible qualifying requirements

  • No prepayment penalties

  • Streamline refinance options available

  • No limit on loan amount

Eligibility requirements

  • Veteran, active-duty, or eligible surviving spouse

  • Valid Certificate of Eligibility (COE)

  • Minimum credit score of 580-620, depending on the lender

  • Steady income to cover mortgage payments

  • Property must be primary residence

  • Satisfactory discharge if no longer active

Other loans

  • Home Advantage 3

    Best for first-time homebuyers and repeat homebuyers.

    • Down payment as low as 3%

    • No mortgage insurance ever

    • Below market interest rates

  • Profit And Loss Only Loan

    For business owners who prefer to use profit and loss statements instead of tax returns.

    • Business-focused

    • Simplified documentation

    • Faster qualification

  • Investor Loan

    Best for real estate investors seeking financing for rental properties

    • Flexible qualification requirements

    • Up to 80% of the property value

    • Primary residence not required

  • Jumbo Loan

    For high-value properties needing larger loans that exceed conforming limits.

    • Higher loan limits

    • Competitive rates

    • Flexible repayment options

  • Conventional Loan

    A solid option for most homebuyers who have a good credit score and a stable down payment.

    • Flexible terms

    • Low interest rates

    • No surprises